Telehealth vs. Telemedicine FSBP Coverage

Telehealth vs. Telemedicine FSBP Coverage

Over the past year, going to the doctor or receiving in-person care have become a risk to your health. In order to stay safe, telehealth and telemedicine have been utilized as a more comfortable option.  

While this technology is not new, its demand increased because of the COVID-19 pandemic. Since then, the Foreign Service Benefit Plan (FSBP) has sought to provide additional means for remote access to primary care providers and specialists - including mental and behavioral health. 

As a member of FSBP, you have access to telehealth and telemedicine services. But what’s the difference between them?  

When you are utilizing services from Teladoc® or vHealth (Worldwide), we (FSBP) refer to this as a "telehealth" visit. When you consult with your established provider or primary care physician (PCP) for clinical services virtually (via secure video conference or by telephone) we (FSBP) refer to this as a "telemedicine" visit.  

Take a closer look at how the two services differ in terms of benefit coverage with FSBP

FSBP Telehealth 

FSBP Telemedicine 

Video/telephone conference through Teladoc® and/or vHealth (Worldwide) 

  

Secure video/telephone conference with your established provider or PCP 

  

U.S. 

Overseas 

In-Network 

Out-of-Network 

U.S. and Overseas 

U.S. 

FSBP offers telehealth services through Teladoc. These services are covered at 100%. You can find coverage details and information to access these services in Section 5(a) and 5(e) of the 2021 FSBP Brochure

FSBP offers telehealth services through vHealth (Worldwide). These services are covered at 100%. You can find coverage details and information to access these services in Section 5(a) of the 2021 FSBP Brochure

FSBP covers 90% of the Plan allowance for in-network providers and providers outside the 50 United States, 

 

Subject to calendar year deductible.  

FSBP covers 70% of the Plan allowance for out-of-network providers.  

 

Subject to calendar year deductible. 

Share this Post: