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AFSPA is proud to offer an affordable Critical Illness plan designed exclusively for our members.
Health insurance and critical illness insurance have different purposes. Health insurance policies have different coverages for the treatment of serious illnesses. Critical illness insurance will provide you with a lump sum payment when diagnosed with a specified critical illness such as stroke, heart attack, and cancer. You can use the money for anything you want, it is not restricted to the medical treatment of your illness. You can use it to take care of yourself and family if you have to stop working and lose your income, to cover out of pocket medical expenses or for take-out food .
See plan details for all covered conditions.
Yes, this policy provides worldwide coverage and all Plan benefits and exclusions apply.
There are NO waiting periods or pre-existing exclusions under this policy. If you are diagnosed with a covered condition within the effective date of your policy, and your policy is active and in good standing, you are eligible to file a claim.
Yes, the coverage will be reduced upon the policyholder’s attainment of the following ages:
A claim can be filed in 3 simple steps:
Yes, the Plan lifetime maximum benefit is 200% and enables coverage for the reoccurrence of a previously diagnosed covered illness. Reoccurrence means a positive diagnosis of a Critical Illness for which a benefit was previously paid, and date of diagnosis of reoccurrence is more than 180 days after prior claim payment. For example, if you have $100,000 of coverage and depending on the condition:
Yes, the Plan lifetime maximum benefit is 200%. If you file a claim for a covered medically diagnosed condition it will be paid according to the type of condition. If later you become diagnosed with a different covered medically diagnosed condition that is unrelated to the one for which the first claim was paid, you are eligible to file a new claim. For example, if you have $100,000 of coverage and depending on the condition:
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