Critical Illness Insurance

Get the financial protection you need as you deal with
a serious illness

Provides a lump sum benefit for day-to-day living expenses... not covered by insurance

We all like to think we’re invincible, but unfortunately, that isn’t the case. If you or a loved one were suddenly faced with a critical illness, would you be prepared to handle the unforeseen associated expenses?

Even if you are enrolled in a major medical plan, you may want to consider adding AFSPA’s Critical Illness Insurance issued by The Prudential Insurance Company of America (Prudential). Benefits are payable when you are diagnosed with a critical illness for the first time while covered under the plan, and that diagnosis occurs during your lifetime.

Enroll anytime!

Seven conditions are covered:

Why choose AFSPA's Critical Illness insurance?

*Members, Spouses and Domestic Partners must be under age 65 and be enrolled in a major medical plan to be eligible for coverage.

*Dependent benefit amounts cannot be more than 50% of member coverage amount. Spouses, domestic partners and children age 19 and older are eligible to apply for their own policy.

** Everyday expenses may include both medical and non-medical expenses.

Critical Illness Benefit Coverage Amount
$10,000 to $100,000$5,000 to $50,000$2,500 to $15,000
Use the calculator below to see what your monthly premium will be

Monthly Premium Amount:


This coverage is not available in the following states: AR, CO, DE, HI, ID, ME, MT, OR, PA, UT, WA, WV

This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”).

This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.

Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. Prudential’s Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses, and it does not provide reimbursement for such expenses. The Booklet Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774.

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