There are common misconceptions or misunderstandings that surround life insurance. Often, people believe it’s something that is only needed later in life. You might believe that life insurance can be costly or not worth the stress of figuring out what plan best benefits you. But no matter your age, death can come at any moment. It is best to prepare accordingly to protect your loved one’s future. Life insurance can help with funeral costs, immediate expenses, debt, and ongoing living expenses. It also does not have to cost an outrageous amount. Keep reading to learn more about what you need to know when it comes to life insurance!