Disability Insurance

Because peace of mind is priceless

Our disability coverage can bring you precious peace of mind by helping you cover your regular living expenses such as mortgage or rent, groceries, or transportation costs, if you are unable to work for several weeks or months, but are not permanently disabled. If you are new to Federal service or if you have less than two years of sick leave, we highly recommend considering disability plan coverage. You can enroll at any time. 

Enroll anytime!

Cigna Disability 30-Day Plan

Up to $5,000 per month after 30-day waiting period

The CIGNA 30-Day plan offers comprehensive disability insurance after a 30-day waiting (elimination) period. No health application required.

Use the calculator below to see what your yearly premium and monthly benefit will be


Monthly Benefit Amount:
Annual Premium:

Cigna Disability 90-Day Plan

Up to $7,500 per month after 90-day waiting period

The CIGNA 90-day disability plan accommodates a greater range of salaries at a lower premium. It offers a higher maximum monthly benefit (up to $7,500 a month). No health application required.

Use the calculator below to see what your yearly premium and monthly benefit will be


Monthly Benefit Amount:
Annual Premium:

Recent Blog Posts

Foreign Service Benefit Plan

The Uphill Battle of Treating Eating Disorders

An eating disorder according to the National Institute of Mental Health is an illness associated with severe disturbances in people’s eating behaviors and related thoughts and emotions. While eating disorders are often presented in more physical ways, they wreak havoc on someone’s mental health too. While they manifest differently, they all share the common thread of disrupting a person’s life, often leading to severe health consequences if left untreated.

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Benefits

Honoring Black History Month: Shedding Light on Heart Disease in African Americans 

As February unfolds, it isn’t solely about the flowers, chocolate, gifts, and romantic dinners. It’s also a time to monumentalize Black History Month and American Heart Disease Month. While we honor the incredible achievements of African Americans throughout history, it’s an essential time to shine a spotlight on an issue close to many of our hearts, heart health.  

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