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Disability Insurance

Because peace of mind is priceless

Our disability coverage can bring you precious peace of mind by helping you cover your regular living expenses such as mortgage or rent, groceries, or transportation costs, if you are unable to work for several weeks or months, but are not permanently disabled. If you are new to Federal service or if you have less than two years of sick leave, we highly recommend considering disability plan coverage. You can enroll at any time. 

Enroll anytime!

Cigna Disability 30-Day Plan

Up to $5,000 per month after 30-day waiting period

The CIGNA 30-Day plan offers comprehensive disability insurance after a 30-day waiting (elimination) period. No health application required.

Use the calculator below to see what your yearly premium and monthly benefit will be


Monthly Benefit Amount:
Annual Premium:

Cigna Disability 90-Day Plan

Up to $7,500 per month after 90-day waiting period

The CIGNA 90-day disability plan accommodates a greater range of salaries at a lower premium. It offers a higher maximum monthly benefit (up to $7,500 a month). No health application required.

Use the calculator below to see what your yearly premium and monthly benefit will be


Monthly Benefit Amount:
Annual Premium:

Recent Blog Posts

Foreign Service Benefit Plan

Breast Cancer Awareness – Early Detection Saves

As fall settles in, we have found ourselves joining the conversation around Breast Cancer Awareness again. Last year we published a blog, ‘Let’s Talk Breast Cancer and Genetics,’ educating members on breast cancer and its connection to genetics. This year we’re aiming to educate our readers on the important role that early detection plays in a breast cancer diagnosis.  

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Ancillary Insurance Programs

The Importance of Dental Hygiene

As we observe National Dental Hygiene Month this October, it’s an opportune time to reflect on the significance of maintaining good oral health. Dental hygiene is not just about keeping your teeth white and cavity-free; it is critical to your overall health and well-being. 

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