Disability Insurance

Because peace of mind is priceless

Our disability coverage can bring you precious peace of mind by helping you cover your regular living expenses such as mortgage or rent, groceries, or transportation costs, if you are unable to work for several weeks or months, but are not permanently disabled. If you are new to Federal service or if you have less than two years of sick leave, we highly recommend considering disability plan coverage. You can enroll at any time. 

Lloyd's of London

Up to $5,000 per month after 45-day waiting period

Did you know Lloyd’s of London insured the guitar-god hands of Rolling Stone legend Keith Richards for $1.6 million? And the singing voice of the Boss himself, Bruce Springsteen, for $6 million? Surely you’ll be in elite company when you sign up to safeguard your income with AFSPA’s elite disability income plan backed by world-renowned Lloyd’s of London.

How do I enroll?

Simply complete the PDF enrollment form and click the button above to submit your form.

Use the calculator below to see what your yearly premium and monthly benefit will be

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Cigna Disability 30-Day Plan

Up to $5,000 per month after 30-day waiting period

The CIGNA 30-Day plan offers comprehensive disability insurance after a 30-day waiting (elimination) period. No health application required.

Use the calculator below to see what your yearly premium and monthly benefit will be


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Cigna Disability 90-Day Plan

Up to $7,500 per month after 90-day waiting period

The CIGNA 90-day disability plan accommodates a greater range of salaries at a lower premium. It offers a higher maximum monthly benefit (up to $7,500 a month). No health application required.

Use the calculator below to see what your yearly premium and monthly benefit will be


Monthly Benefit Amount:
Annual Premium:

Recent Blog Posts

Foreign Service Benefit Plan

Open Season is Coming to a Close

We’re in the midst of Open Season, your opportunity to enroll or make changes to your health benefits!  Listen to our newest episode of AFSPA Talks, AFSPA Talks Long Term Care, or register to attend a live, online Open Season discussion. 

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