Open Season

Federal Health Benefits Open Season

November 8 to December 13, 2021

We’re always working to improve our coverage to better meet your and your family’s healthcare needs. Here are the changes and updates we’re making in 2022.

Foreign Service Benefit Plan 2022 Premiums

Enrollment TypeENROLLMENT codeBi-WeeklyMonthly
Self Only 401 $73.19 $158.58
Self Plus One 403 $185.48 $401.87
Self & Family 402 $181.05 $392.28

Note: Two-person families are not required to enroll in Self Plus One. They can opt to enroll in Self and Family (402). We invite you to review our premiums relative to other high option plans in the FEHB Program

Foreign Service Benefit Plan Changes and Updates in 2022

Change in Prior Approval Requirements

Prior approval will be required for cataract surgery, sacoiliac joint fusions or vertebral corpectomy procedures.

Prior approval will be required for specialty medications when administered in a physician's office or outpatient setting under the medical benefits.

Change in Bariatric Surgery Requirement

The bariatric surgery requirements will change to a medically supervised weight loss program of 12 or more sessions within 2 years prior to bariatric surgery. Additionally, the Plan is adding a comorbidity reference to nonalcoholic steatohepatitis (NASH) and removes the psychological evaluation requirement and age restriction.

Changes in Gender Reassignment

Gender reassignment surgery will remove the age restriction, add coverage for breast augmentation, and direct the member to contact the Plan prior approval or go to Aetna's medical clinic policy for surgery requirements. Additionally, the Plan will change the name from gender reassignment surgery to gender affirming surgery.

Updated Screening Age Requirements

The United States Preventive Services Task Force (USPSTF) recommendations have updated the age requirements for colorectal cancer screening to 45 years and older (former benefit was age 50 and older) and prostate cancer screening to age 40-69 (former benefit was 40 years and older).

Added Coverage

Coverage provided for for latrogenic infertility for members facing infertility caused by chemotherapy, pelvic radiotherapy, other gonadotoxic therapies, or ovary or testicle removal for treatment of disease. The Plan will require prior approval. The following services will not be covered: elective fertility preservation, such as egg freezing sought due to natural aging; infertility treatments such as in vitro fertilization that might be needed after the necessary medical intervention; and storage costs.

Coverage added for behavioral health coverage through the Plan overseas telehealth vendor, vHealth (Worldwide).

Coverage will be added for additional specialized medical formulas for treatment of Inborn Errors of Metabolism (IEM) for histidinemia, homocystinuria, maple syrup urine disease (MSUD), and tyrosinemia (in addition to phenylketonuria [PKU] when administered under the direction of a physician.

Removing Pre-Diabetic Alert Program

The Pre-Diabetic Alert program will be eliminated to avoid duplication of programs. The Plan’s Simple Steps To Living Well Together Program is more expansive to identify members as having metabolic syndrome/pre-diabetes.

Wellness Program Change

We replaced our health coaching program to Lifestyle and Condition Coaching Program to be used for digital, group, one- to-one health coaching, telephonic health coaching and online tools for lifestyle and medical conditions.

Added Wellness Incentive Opportunities

Adding additional wellness incentive opportunities through our Simple Steps to Living Well Together Program for members age 18 years and older to earn a wellness reward after completing the following:

Colon cancer screening ($25)
COVID-19 vaccination ($25)
Track physical activity ($25)

Transplant Changes

Foreign Service Benefit Plan will remove the reference to “mini-transplants” under organ/tissue transplants and use the term non-myeloablative allogeneic, reduced intensity conditioning (or RIC) diseases under the approved clinical trial or a Plan-designated center of excellence section.

The Plan will eliminate coverage for autologous transplants for breast cancer and epithelial ovarian cancer under the blood and marrow stem cell transplants section. Breast cancer and epithelial ovarian cancer remains covered in a clinical trial setting.

The information here is a summary of the Plan’s benefits and features. All benefits are subject to the definitions, limitations, and exclusions set forth in our official 2022 Plan Brochure RI 72-001.

If you have benefit questions during the Open Season enrollment period, you may contact us by e-mail at [email protected] or call us at 202-833-4910. We look forward to bringing you these new and enhanced offerings beginning January 1, 2022.

New Brochures for

2022 FSBP Summary of Benefits Brochure

2022 FSBP Wellness Brochure


There are two ways to enroll in the Foreign Service Benefit Plan.

You must remember your enrollment code and the full name of the health plan.

Download and fill out a Health Benefits Election Form (SF 2809) and submit to your Human Resources office. 

Click here to submit your Open Season Enrollment question and we will get back you.  

Keep in mind:

If you’re already a member of the  Foreign Service Benefit Plan and you are happy with your coverage, you do not have to do anything. Your coverage will automatically carry over each year.

Any Open Season changes you make to your health plan will take effect:

  • For employees, on January 2, 2022
  • For annuitants, on January 1, 2022

Open Season Webinars and Activities

Do you have an Open Season Enrollment Question?