If you’re enrolled in the Foreign Service Benefit Plan (FSBP) under Self Plus One (403), you could save money by switching to Self & Family (402) during this year’s Open Season.
Although Self & Family covers more eligible family members, its premiums are actually lower than Self Plus One, and your benefits and deductible remain the same. While your enrollment selection is a personal decision, we want to ensure you have the information needed to make the most cost-effective choice for you and your family.
By making the switch, you could save:
If you’re currently enrolled in Self Plus One (403), consider switching to Self & Family (402) to take advantage of these savings.
Open Season runs from November 9 through December 14, 2026. Contact your Human Resources Office for help making this change to your enrollment.
Visit afspa.org/openseason for more information about your 2027 FSBP benefits.