As of April 1, 2017, Members of Household (MOH) coverage is NOT available to residents in the state of Colorado.

Our members serve worldwide and build families in many different ways. “Caring for Your Health Worldwide” means offering policies designed to cover members of your household including family, domestic partners, au pairs and nannies, or friends who are not eligible for Federal benefits.

Our Members of Household policies, Global Medical Insurance (GMI), GlobeHopper Senior and the Liaison Medical Series offer flexible medical coverage worldwide. These plans are ideal for those family members and friends not eligible for the Federal Employees Health Benefits Program (FEHBP), who are either U.S. citizens spending extensive time with you overseas or foreign nationals needing healthcare coverage while residing with you in the U.S. or while traveling outside their home country defined as the country of permanent residence. 

Click through the tab designated for each plan to learn more or download the plan brochure at the bottom of this page.

  • Global Medical Insurance (GMI): Offers five (5) plan options with different levels of coverage. Applicant must reside with you overseas at least 6 months out of a consecutive 12-month period.
  • GlobeHopper Senior: Offers affordable travel medical insurance to U.S. citizens and U.S. permanent residents over the age of 65 while they are traveling outside of the United States. Two (2) plan options are available with flexible coverage periods. Does not have maximum age restriction.
  • Liaison Medical Series: Designed exclusively for members of household needing health insurance coverage while traveling outside of their home country. Three (3) plans available with varied levels of coverage. Geographic restrictions apply; refer to plan brochure.

All of these plans include:

  • 24/7/365 availability
  • Multilingual personnel
  • 24/7 travel assistance
  • Guidance finding local medical facilities and physicians in the U. S. and overseas
  • Help with emergency situations
  • Ability to securely manage account online including Live Chat with representatives

The information shared on this website provides a general overview of the important provisions of the master policies; is not the insurance contract. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.

IMPORTANT NOTICE:
Effective immediately, Seven Corners will no longer administer the Members of Household insurance plans, Reside and Reside Prime. After much consideration they have decided to withdraw from the individually-underwritten major medical market.
What does this change mean for our members?
  • They will no longer accept any new applications.
  • They will continue normal processing of all other applications currently in process; however, coverage will expire May 31, 2018 regardless of the effective date.
  • They will not offer renewals to existing members who have an expiration date beyond May 31, 2018. All affected members will receive a cancellation notice 60 or more days prior to their expiration date.
  Please contact us with any questions at 202-833-4910 or via email at [email protected].

Global Medical Insurance (GMI) is a worldwide health insurance policy by the International Medical Group (IMG) that provides the flexibility and security you need for medical coverage while residing anywhere in the world. It allows you to choose from five different plan options, to customize your length and area of coverage and to select from multiple deductibles and payment methods.

Click Here to Enroll Today!

Highlights of the plan:

  • Applicant must reside overseas for at least 6 months out of a consecutive 12-month period
  • Eligible for persons from ages 14 days old to 74 years old
  • Choose from 5 plans, Bronze, Silver, Gold, Gold Plus and Platinum with different levels of coverage
  • Choose from two coverage areas, Worldwide or Worldwide Excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore and Taiwan.
  • Multiple deductible and premium options to accommodate your financial resources
  • Access to a network of providers and facilities both in the U. S. and overseas
  • Cash incentive refers to cash or out of pocket savings received by using in-network providers
  • Application-requires review of health history and it is possible you can be denied coverage
  • Pre-existing conditions limitations & exclusions are included in some of the plans and do not cover losses or expenses related to the pre-existing condition (see brochure for details)
  • Maternity coverage available under Platinum plan only after a waiting period of 10 months
  • Adult and child preventative care included with some plans (see brochure for details)
  • Prescription coverage
  • Emergency medical evacuation
  • Return of remains
  • Optional Coverage:
    • Dental & vision
    • Global term life and accidental death & dismemberment insurance
    • Terrorism (Platinum plan only)
  • Comprehensive services:
    • My IMG-a 24/7 online service that enables members to easily manage their accounts from anywhere in the world.
    • Other services available based on plan selection (see brochure for details)
  • Lifetime Coverage-available if you are enrolled in a GMI plan by your 65th birthday and maintain continuous coverage to age 75 (see brochure for details)

 

The information shared on this website provides a general overview of the important provisions of the master policies; is not the insurance contract. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.


GlobeHopper Senior is a worldwide travel medical insurance policy by the International Medical Group (IMG) that offers affordable coverage to U.S. citizens and U.S. permanent residents over the age of 65 while they are traveling outside of the United States.  Two (2) plan options are available: Single and Multi-Trip.

Click Here to Enroll to GlobeHopper Single-Trip Plan Today!

Click Here to Enroll to GlobeHopper Multi-Trip Plan Today!

Highlights of the plan:

  • No maximum age limits. *Maximum coverage for ages 80+ is limited to $100,000
  • No medical underwriting or review of health history required. *Note: Pre-existing conditions coverage limitations apply (see plan brochure for details)
  • Two (2) plan options:
    • Single Trip-covers trips lasting from 5 days to 12 months. *Trip extension available up to 12 months from initial effective date (see plan brochure for details)
    • Multi-Trip-covers multiple trips throughout a 12-month period, with each trip covered up to a maximum of 30 days 
  • Must be qualified for Medicare and actively enrolled in a Medicare Parts A & B and a Medicare Supplement plan; or actively enrolled in a Medicare Advantage Plan
  • Continuation of Treatment- allows for a continuation of treatment period upon return to the U.S. or home country (see brochure for details).  
  • Pre-certification is required to ensure you receive the best care possible
  • Access to a network of providers and facilities both in the U. S. and overseas
  • Multiple deductible and premium options to accommodate your financial resources. *For Multi-Trip plan, deductible is applied per illness/injury
  • Physician visits covered
  • Prescription medication coverage
  • Emergency & Non-Emergency medical evacuation
  • Return of remains
  • Additional Coverage:
    • Emergency room
    • Dental Emergency
    • Accidental Death & Dismemberment (AD&D)
    • Terrorism
    • Trip interruption
    • Lost luggage
  • Comprehensive Services:
    • My IMG-a 24/7 online service that enables members to easily manage their accounts from anywhere in the world.
    • International Medical Management Services- Accredited onsite department devoted entirely to case management for services from routine medical care to complex health issues and emergency medical evacuations from anywhere in the world.
    • Multilingual Team- International multilingual specialists accustomed to working in multiple time zones, languages and currencies.

The information shared on this website provides a general overview of the important provisions of the master policies; is not the insurance contract. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.


The Liaison Travel Medical Series is a worldwide comprehensive travel medical insurance policy by Seven Corners that covers U.S. citizens, U.S. permanent residents and foreign nationals traveling and/or residing outside of their home country. For non-United States citizens, it is the country where you have your permanent residence. For United States citizens, including those with dual citizenship and U.S. permanent residents, it is always the United States. Three (3) plan options are available, Economy, Choice and Elite with varied levels of coverage and trip lengths.

Click Here to Enroll Today!

Highlights of the plan:

  • Eligible for persons from ages 14 days and above.
  • No maximum age limits. *Maximum coverage for ages 80+ is limited to $20,000
  • No medical underwriting or review of health history required at time of application. *Note: Pre-existing conditions limitations apply (see plan brochure for details)
  • Choose from three (3) plan options with different levels of coverage and trip lengths:
    • Liaison Economy & Liaison Choice-covers trips lasting from 5 days to 364 days. *Trip extension available if less than 364 days initially elected (see plan brochure for details)
    • Liaison Elite-covers trip length from 5 days to 3 years or 1,092 days. *Trip extension available up to 1,092 days if you initially elect coverage for less than 364 days (see plan brochure for details)
  • Geographic Restrictions apply-not available to persons with an address in MD, WA, NY, SD & CO or in the county of Iran, Syria, Gambia, Ghana, Nigeria, Sierra Leone and the U.S. Virgin Islands. Ineligible for trip destinations to Iran and Syria (see plan brochure)
  • 24/7 medical and travel assistance 
  • Pre-certification is required to ensure you receive the best care possible
  • Access to a network of providers and facilities both in the U. S. and overseas
  • Multiple deductible and premium options to accommodate your financial resources
  • Coverage for extension of benefits and incidental trips to “home country”
  • Hospital daily indemnity (outside of U.S. & Canada only)
  • Emergency medical evacuation and medical reunion
  • Return of remains
  • Additional Coverage:
    • Dental Emergency
    • Accidental Death & Dismemberment (AD&D)
    • Terrorism
    • Natural disaster evacuation
    • Trip interruption
    • Lost luggage
  • Comprehensive Services:
    • Seven Corners Assist-a 24/7 online service that enables members to easily manage their accounts from anywhere in the world. Provides global medical and travel assistance.
    • WellCard Discounts & Services-receive a card for discounts on prescription drugs, dental & vision services, hearing aids and more. Can be used after coverage ends.

 The information shared on this website provides a general overview of the important provisions of the master policies; is not the insurance contract. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.

Overview

As of April 1, 2017, Members of Household (MOH) coverage is NOT available to residents in the state of Colorado.

Our members serve worldwide and build families in many different ways. “Caring for Your Health Worldwide” means offering policies designed to cover members of your household including family, domestic partners, au pairs and nannies, or friends who are not eligible for Federal benefits.

Our Members of Household policies, Global Medical Insurance (GMI), GlobeHopper Senior and the Liaison Medical Series offer flexible medical coverage worldwide. These plans are ideal for those family members and friends not eligible for the Federal Employees Health Benefits Program (FEHBP), who are either U.S. citizens spending extensive time with you overseas or foreign nationals needing healthcare coverage while residing with you in the U.S. or while traveling outside their home country defined as the country of permanent residence. 

Click through the tab designated for each plan to learn more or download the plan brochure at the bottom of this page.

  • Global Medical Insurance (GMI): Offers five (5) plan options with different levels of coverage. Applicant must reside with you overseas at least 6 months out of a consecutive 12-month period.
  • GlobeHopper Senior: Offers affordable travel medical insurance to U.S. citizens and U.S. permanent residents over the age of 65 while they are traveling outside of the United States. Two (2) plan options are available with flexible coverage periods. Does not have maximum age restriction.
  • Liaison Medical Series: Designed exclusively for members of household needing health insurance coverage while traveling outside of their home country. Three (3) plans available with varied levels of coverage. Geographic restrictions apply; refer to plan brochure.

All of these plans include:

  • 24/7/365 availability
  • Multilingual personnel
  • 24/7 travel assistance
  • Guidance finding local medical facilities and physicians in the U. S. and overseas
  • Help with emergency situations
  • Ability to securely manage account online including Live Chat with representatives

The information shared on this website provides a general overview of the important provisions of the master policies; is not the insurance contract. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.

IMPORTANT NOTICE:
Effective immediately, Seven Corners will no longer administer the Members of Household insurance plans, Reside and Reside Prime. After much consideration they have decided to withdraw from the individually-underwritten major medical market.
What does this change mean for our members?
  • They will no longer accept any new applications.
  • They will continue normal processing of all other applications currently in process; however, coverage will expire May 31, 2018 regardless of the effective date.
  • They will not offer renewals to existing members who have an expiration date beyond May 31, 2018. All affected members will receive a cancellation notice 60 or more days prior to their expiration date.
  Please contact us with any questions at 202-833-4910 or via email at [email protected].
Global Medical Insurance (GMI)

Global Medical Insurance (GMI) is a worldwide health insurance policy by the International Medical Group (IMG) that provides the flexibility and security you need for medical coverage while residing anywhere in the world. It allows you to choose from five different plan options, to customize your length and area of coverage and to select from multiple deductibles and payment methods.

Click Here to Enroll Today!

Highlights of the plan:

  • Applicant must reside overseas for at least 6 months out of a consecutive 12-month period
  • Eligible for persons from ages 14 days old to 74 years old
  • Choose from 5 plans, Bronze, Silver, Gold, Gold Plus and Platinum with different levels of coverage
  • Choose from two coverage areas, Worldwide or Worldwide Excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore and Taiwan.
  • Multiple deductible and premium options to accommodate your financial resources
  • Access to a network of providers and facilities both in the U. S. and overseas
  • Cash incentive refers to cash or out of pocket savings received by using in-network providers
  • Application-requires review of health history and it is possible you can be denied coverage
  • Pre-existing conditions limitations & exclusions are included in some of the plans and do not cover losses or expenses related to the pre-existing condition (see brochure for details)
  • Maternity coverage available under Platinum plan only after a waiting period of 10 months
  • Adult and child preventative care included with some plans (see brochure for details)
  • Prescription coverage
  • Emergency medical evacuation
  • Return of remains
  • Optional Coverage:
    • Dental & vision
    • Global term life and accidental death & dismemberment insurance
    • Terrorism (Platinum plan only)
  • Comprehensive services:
    • My IMG-a 24/7 online service that enables members to easily manage their accounts from anywhere in the world.
    • Other services available based on plan selection (see brochure for details)
  • Lifetime Coverage-available if you are enrolled in a GMI plan by your 65th birthday and maintain continuous coverage to age 75 (see brochure for details)

 

The information shared on this website provides a general overview of the important provisions of the master policies; is not the insurance contract. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.

GlobeHopper Senior

GlobeHopper Senior is a worldwide travel medical insurance policy by the International Medical Group (IMG) that offers affordable coverage to U.S. citizens and U.S. permanent residents over the age of 65 while they are traveling outside of the United States.  Two (2) plan options are available: Single and Multi-Trip.

Click Here to Enroll to GlobeHopper Single-Trip Plan Today!

Click Here to Enroll to GlobeHopper Multi-Trip Plan Today!

Highlights of the plan:

  • No maximum age limits. *Maximum coverage for ages 80+ is limited to $100,000
  • No medical underwriting or review of health history required. *Note: Pre-existing conditions coverage limitations apply (see plan brochure for details)
  • Two (2) plan options:
    • Single Trip-covers trips lasting from 5 days to 12 months. *Trip extension available up to 12 months from initial effective date (see plan brochure for details)
    • Multi-Trip-covers multiple trips throughout a 12-month period, with each trip covered up to a maximum of 30 days 
  • Must be qualified for Medicare and actively enrolled in a Medicare Parts A & B and a Medicare Supplement plan; or actively enrolled in a Medicare Advantage Plan
  • Continuation of Treatment- allows for a continuation of treatment period upon return to the U.S. or home country (see brochure for details).  
  • Pre-certification is required to ensure you receive the best care possible
  • Access to a network of providers and facilities both in the U. S. and overseas
  • Multiple deductible and premium options to accommodate your financial resources. *For Multi-Trip plan, deductible is applied per illness/injury
  • Physician visits covered
  • Prescription medication coverage
  • Emergency & Non-Emergency medical evacuation
  • Return of remains
  • Additional Coverage:
    • Emergency room
    • Dental Emergency
    • Accidental Death & Dismemberment (AD&D)
    • Terrorism
    • Trip interruption
    • Lost luggage
  • Comprehensive Services:
    • My IMG-a 24/7 online service that enables members to easily manage their accounts from anywhere in the world.
    • International Medical Management Services- Accredited onsite department devoted entirely to case management for services from routine medical care to complex health issues and emergency medical evacuations from anywhere in the world.
    • Multilingual Team- International multilingual specialists accustomed to working in multiple time zones, languages and currencies.

The information shared on this website provides a general overview of the important provisions of the master policies; is not the insurance contract. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.

Liaison Series

The Liaison Travel Medical Series is a worldwide comprehensive travel medical insurance policy by Seven Corners that covers U.S. citizens, U.S. permanent residents and foreign nationals traveling and/or residing outside of their home country. For non-United States citizens, it is the country where you have your permanent residence. For United States citizens, including those with dual citizenship and U.S. permanent residents, it is always the United States. Three (3) plan options are available, Economy, Choice and Elite with varied levels of coverage and trip lengths.

Click Here to Enroll Today!

Highlights of the plan:

  • Eligible for persons from ages 14 days and above.
  • No maximum age limits. *Maximum coverage for ages 80+ is limited to $20,000
  • No medical underwriting or review of health history required at time of application. *Note: Pre-existing conditions limitations apply (see plan brochure for details)
  • Choose from three (3) plan options with different levels of coverage and trip lengths:
    • Liaison Economy & Liaison Choice-covers trips lasting from 5 days to 364 days. *Trip extension available if less than 364 days initially elected (see plan brochure for details)
    • Liaison Elite-covers trip length from 5 days to 3 years or 1,092 days. *Trip extension available up to 1,092 days if you initially elect coverage for less than 364 days (see plan brochure for details)
  • Geographic Restrictions apply-not available to persons with an address in MD, WA, NY, SD & CO or in the county of Iran, Syria, Gambia, Ghana, Nigeria, Sierra Leone and the U.S. Virgin Islands. Ineligible for trip destinations to Iran and Syria (see plan brochure)
  • 24/7 medical and travel assistance 
  • Pre-certification is required to ensure you receive the best care possible
  • Access to a network of providers and facilities both in the U. S. and overseas
  • Multiple deductible and premium options to accommodate your financial resources
  • Coverage for extension of benefits and incidental trips to “home country”
  • Hospital daily indemnity (outside of U.S. & Canada only)
  • Emergency medical evacuation and medical reunion
  • Return of remains
  • Additional Coverage:
    • Dental Emergency
    • Accidental Death & Dismemberment (AD&D)
    • Terrorism
    • Natural disaster evacuation
    • Trip interruption
    • Lost luggage
  • Comprehensive Services:
    • Seven Corners Assist-a 24/7 online service that enables members to easily manage their accounts from anywhere in the world. Provides global medical and travel assistance.
    • WellCard Discounts & Services-receive a card for discounts on prescription drugs, dental & vision services, hearing aids and more. Can be used after coverage ends.

 The information shared on this website provides a general overview of the important provisions of the master policies; is not the insurance contract. Policy provisions for the pertinent plan will prevail if there is a conflict between the policy and the website.

FAQs (10)

What type of coverage does Global Medical (GMI), GlobeHopper Senior, and Liaison Medical Series Insurance offer?

Global Medical (GMI) is a flexible, long-term, annually renewable, U.S.-style major medical insurance program designed to cover major medical needs and emergencies for U.S. citizens living abroad at least 6 months out of a consecutive 12 months and non-U.S. citizens throughout the world. GMI offers the ability to select from an assortment of five (5) unique benefit plan options – Bronze, Silver, Gold, Gold Plus, and Platinum - each with different levels of coverage. In addition, there are different areas of coverage.

GlobeHopper Senior offers affordable travel medical insurance to U.S. citizens and U.S. permanent residents over the age of 65 while they are traveling outside of the United States. Two plan options are available: Single and Multi-Trip.  Single-Trip helps protect those who need travel medical insurance for trips lasting from five days to 12 months. Multi-Trip covers multiple trips throughout a 12-month period, with each trip covered up to a maximum of 30 days.

Liaison Medical Series is a comprehensive medical travel plan designed to provide health insurance to people traveling outside of their home country. Home country for non-U.S. citizens is the country where you have your permanent residence. For United States citizens, including those with dual citizenship, it is always the United States. There are three (3) plans to choose from, Economy, Choice and Elite that provide different levels of coverage. This plan excludes maternity benefits. It includes medical and emergency evacuation, repatriation of remains, waiver of pre-existing conditions options and 24-hour multilingual travel assistance.

Please review the plan brochures for complete information. 

Is overseas medical insurance necessary if I am traveling out of the U.S. for a short period only?

AFSPA recommends anyone traveling outside of their home country consider a travel medical insurance option. Whether you choose to purchase one or not will depend on your own health, where you are traveling, what coverage your regular health insurance provides while traveling to other countries, and your own comfort. Others seeking solely travel insurance should see Travel to learn about a specially discounted plan for members.

Who is eligible to apply for coverage?

U.S. Citizens and Foreign Nationals who are Members of Household, which includes domestic partners, parents, in-laws, dependent children age 26 and over, nannies and any other persons who do not qualify for coverage under the Federal Employees Health Benefits Program (FEHBP).

Applicants including Foreign Nationals living overseas and applying for coverage in the U.S. or another foreign country must reside outside of the U.S. or that specific country at the time of application. Applicants residing in the U.S. at time of application must depart the U.S. for overseas within 30 days of the Certificate's Effective Date.

For GMI, applicants must be at least 14 days old and not older than 74 years.

For GlobeHopper Senior, applicants must be U.S. citizens or U.S. permanent residents over age 65 (no maximum age limits), qualify for Medicare and be enrolled in a Medicare Parts A & B and a Medicare Supplement plan; or actively enrolled in a Medicare Advantage Plan. Maximum coverage for ages 80+ is limited to $100,000.

For Liaison Medical Travel Series, applicants must be over 14 days old. Applicants 80 years and older are limited to a maximum coverage amount of $20,000.  *There are geographic restrictions for some U.S. States, foreign countries and trip destinations. Please refer to plan brochure for details.

Is a health questionnaire required to be completed before coverage is issued?

The GMI plan includes a required health questionnaire as part of the application. The Plan Administrator, IMG will contact you directly if more information is needed. *Note: there are pre-existing conditions exclusions and limitations. Please refer to plan brochures for details.

The GlobalHopper Senior and Liaison Series plans do not require medical underwriting to determine insurability. *Note: there are pre-existing conditions exclusions and limitations. Please refer to plan brochures for details.

How long is the application review process?

The Plan Administrator does its best to work quickly: applications are generally reviewed and responses issued within two business days via email. If you need a quicker response, or if you have not heard back within three business days, please call the Plan Administrator directly:

GMI & GlobeHopper Senior call IMG at 866-368-3724

Liaison Series call Seven Corners at 800-335-0611

Am I required to receive treatment solely from medical providers and/or facilities that have an agreement with IMG or Seven Corners?

Outside of the U.S.: treatment can be obtained from any provider and/or facility however, for each plan you will have access to a large international network of providers and many of them have agreed to bill direct for treatment they provide. We recommend you contact the Plan Administrator for a referral.

Inside the U.S.: Each plan offers an extensive network of providers with special network pricing and potential savings for you. You may elect an out of network provider however, coverage is reduced and may incur greater out of pocket expenses.

How long may my coverage be effective?

For GMI, a policy period is 364 days and policies are renewable for up to three (3) years as long as the covered person is eligible.

For GlobeHopper Senior, the covered person can choose the Single-Trip plan that will cover a minimum trip length of 5 days up to 364 days or the Multi-Trip plan that covers multiple trips in a consecutive 12-month period up to a maximum length of 30 days for each trip. *Trip extension available up to 12 months from initial effective date for Single-Trip (see plan brochure for details).

For Liaison Medical Series both the Economy and Choice plans cover a trip length from 5 days up to 364 days. The Elite plan covers 5 days up to 1,092 days and is renewable up to 3 years. You are eligible to extend coverage if you initially purchase less than the maximum trip allowance. Please see plan brochure for details.

What is the cash incentive?

The cash incentive refers to the cash or out of pocket savings you receive as a result of electing in-network or participating providers for medical services. It is not an actual “cash back” benefit.

How do I file a claim?

Simply complete the claim form that you will receive with your ID card(s) and submit it along with all original, itemized bills and receipts to the Plan Administrator within 90 days of service. The contact information for where to remit claims can be found on the I.D. card, claim, in the Plan brochure and on the Plan Administrators website. Claims do not need to be translated or currencies converted. Payments can be converted to a currency of your choosing. You are responsible for your deductible and coinsurance and any non-eligible expenses.

 

FORMS & BROCHURES (7)

Form

Description

Action

Department Notice
Department Notice on Benefits for Same-Sex Domestic Partners of Foreign Service Employees Service Abroad.
Global Medical Insurance (GMI) Brochure
Global Medical Insurance (GMI) Brochure
Global Medical Insurance (GMI) Rate Sheets
Global Medical Insurance (GMI) Rate Sheets
GlobeHopper Senior Brochure
GlobeHopper Senior Brochure
GlobeHopper Senior Rate Sheet
GlobeHopper Senior Rate Sheet
Liaison Medical Series Brochure
Liaison Medical Series Brochure
Liaison Medical Series Rates
Liaison Medical Series Rates