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It’s 2025 FSBP Open Season, Make the Most of Your Plan

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It’s 2025 FSBP Open Season, Make the Most of Your Plan

Open season has begun and will conclude on Monday, December 8, 2025. The Foreign Service Benefit Plan (FSBP) has been committed to improving our coverage to meet your and your family’s health needs. Now is the time to review and make changes to your Federal Employees Health Benefits (FEHB) coverage. Whether you’re new to the foreign service or reviewing your and your family’s health needs, this is a great time to compare and ensure your plan aligns with the needs of you and your family. 

The Foreign Service Benefit Plan is designed with you in mind. We believe in quality care anytime, anywhere. We offer coverage to members in the United States and overseas. Our duty is to give you peace of mind knowing that you’re protected wherever you are.  

There are two ways to enroll in FSBP. (1) Use your agency’s preferred method, or (2) contact your agency’s HR office. Please remember your enrollment code and the full name of the health plan, “Foreign Service Benefit Plan. 

 

Foreign Service Benefit Plan Benefit Enhancements & Updates for 2026 

  • Premium Rates Increased 
  • Expanded coverage for infertility services  
  • Increased out-of-pocket maximums for catastrophic protection 
  • Added cost share for non-emergency services at CVS Minute Clinics and walk-in clinics (other than in a CVS Minute Clinic) 
  • Change in coverage for gender reassignment surgeries and hormonal drugs for sex trait modification 
  • Added a new requirement for GLP-1 medications for weight loss under an obesity diagnosis 
  • Increased copays and coinsurance for prescription drugs 

For a full list of FSBP’s 2026 benefit enhancement and changes, please refer the official 2026 Plan brochure 

 

FSBP Extended Customer Service Hours 

From October 1 to December 31, 2025, our dedicated health benefits officers will be available to assist you from 7 AM to 7 PM ET with questions about the Foreign Service Benefit Plan. This extension ensures we can support you effectively during the busy Open Season. You can reach a health benefits officer by calling 202-833-4910.  

 

FSBP Open Season Information 

Taking the time to review your plan ensures that you’re getting the most from your benefits. To learn more about FSBP’s Open Season changes and updates, visit afspa.org/openseason. On our website, you can check 2026 FSBP premiums, learn how to enroll, check the plan’s enhancements and changes, check your eligibility, and more.  Please note that if you’re already a member of the FSBP and are satisfied with your coverage, no action is required. Your coverage will automatically carry over each year. Any Open Season changes you make to your health plan will take effect: 

  • For employees, on January 11, 2026 
  • For annuitants, on January 1, 2026 

 

FSBP Open Season Webinars/Podcast/Live Q&A 

We are hosting webinars that will feature a live Q&A session. Please visit afspa.org/events to register for an Open Season webinar. You can also ask us an Open Season Enrollment question by visiting https://www.afspa.org/secure-form-open-season-enrollment-question/.  

 

Webinars:  

November  

December 

 

Podcasts: 

 

General Open Season Helpful Links 

 

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