Disability Insurance

Because peace of mind is priceless

Our disability coverage can bring you precious peace of mind by helping you cover your regular living expenses such as mortgage or rent, groceries, or transportation costs, if you are unable to work for several weeks or months, but are not permanently disabled. If you are new to Federal service or if you have less than two years of sick leave, we highly recommend considering disability plan coverage. You can enroll at any time. 

Enroll anytime!

Cigna Disability 30-Day Plan

Up to $5,000 per month after 30-day waiting period

The CIGNA 30-Day plan offers comprehensive disability insurance after a 30-day waiting (elimination) period. No health application required.

Use the calculator below to see what your yearly premium and monthly benefit will be


Monthly Benefit Amount:
Annual Premium:

Cigna Disability 90-Day Plan

Up to $7,500 per month after 90-day waiting period

The CIGNA 90-day disability plan accommodates a greater range of salaries at a lower premium. It offers a higher maximum monthly benefit (up to $7,500 a month). No health application required.

Use the calculator below to see what your yearly premium and monthly benefit will be


Monthly Benefit Amount:
Annual Premium:

Recent Blog Posts

Foreign Service Benefit Plan

Caregivers’ Mental Health: The Unseen Struggle

Caring for someone with mental illness is a profound act of love and compassion, but it’s also a journey laden with challenges that can take a toll on the caregiver’s mental health. According to the Mayo Clinic, 1 in 3 adults in the United States is an informal or family caregiver. While the focus often remains on the well-being of the individual with mental illness, it’s equally essential to shed light on the silent struggles faced by those who provide care. The effects on the mental health of caregivers are multifaceted and profound, encompassing emotional, physical, and social dimensions. 

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Foreign Service Benefit Plan

The Silent Threat: Stress’s Impact on Heart Health

April marks Stress Awareness Month, a time dedicated to shedding light on the importance of managing stress for overall well-being. Amid the hustle and bustle of modern life, stress has become an all-too-familiar companion for many. However, its impact reaches far beyond mere mental discomfort, often manifesting in physical health issues, particularly concerning the heart.

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